Questions and Answer Section.

Q and A

Q. How do I invest?

A. All you need to do is fill in our application form and we will then arrange a Zoom meeting with you. You can also email invest@investorhub.uk 

 

Q. What investment choices do I have? 

A. Currently you have 3 options that are highlighted with the website in detail.

 

Q. Can I use my SSAS?

A. Yes, this is a very common strategy because of the tax benefits. You should talk to an excellent tax advisor on the use of a SSAS.

 

Q. Can I invest using company money?

A. Yes you can. Many people use a SSAS when its company money to avoid paying Corporation tax on the investment. We can help you create a SSAS if you need one.

 

Q. What is the minimum I can invest?

A. £10,000 and then increments of £1,000.

 

Q. What is the maximum I can invest?

A. Our investment limit is £500,000.

 

Q. Can I pull my money out?

A. The investment by way of a loan is a minimum of 3 months and after this you just give us 30 days notice. You may lose some of your accrued interest if you pull out funds in the first year.

 

Q. What are the risks? 

A. There are quite a number of risks and we have considered as many of the them as we could and put safeguards in place. For example the Nursery Sector may lose Government funding however that’s extremely unlikely.  One of our nurseries may burn down or cease to operate for some reason. Thankfully your investment is spread across multiple nurseries all across the UK and the impact of a failed branch would be negligible. You should also read our full risk warnings at the end of every page

 

 

Q. What if you only acquire 6 and not 36 businesses? 

A. In this very unlikely event then we would either just retain the business or sell the business for less than the amount we would receive with our target number. Even with only 6 our turnover would be circa £3m and we could still command a considerable uplift in the amount we paid for the nurseries.

 

Q. Do you take debit cards or bank transfers? 

A. You can only use Bank Transfer sorry. 

 

Q. Can I change how I invest with you? 

A. Yes, you can move between investment schemes and you can do so as often as you want.

 

Q. If I choose the interest based investment when do I receive my interest? 

A. The interest is paid every quarter in arrears.

 

Q If I buy shares in the Group, do I receive a dividend?

A. Yes you do when one is issued. You receive a proportion of the sale value once sold.

 

 

Q Can I live outside the UK and invest?

A. Yes you can however you will still need to undergo KYC and money laundering checks.

 

Q Do you do Money Laundering checks? 

A. Yes we do. You need to send in your driving licence and a recent bank statement or utility bill. 

 

Q. If your business or the nursery business folds what happens to my money?

A. In this extremely unlikely event, you or your company has a charge over the assets that includes property and as such during the Liquidation you should be able to recover your money. We have ensured that the amount of external investment is at a low level of the asset value to ensure that even if the business were to fail, our investors would be safe.

 

 

Q Can I start up a similar business than yours buying businesses and can you fund me?

A. Yes of course, this is something we would be happy to talk to you about and even do a Joint Venture with you. This way you can tap into our vast knowledge and experience.   

 

Q. Are you planning on Franchising your business? 

A. We are currently considering either a Franchise or a licensing model of both the business buying and investments models. If you have enquired about Franchising then we will be in touch when this service becomes live.

 

Q Is the investment Regulated?

A. The investment itself is not Regulated but the Day Care Nursery Business we invest in is Regulated. 

 

Q Do I need to be a sophisticated investor? 

A. Yes you do. Whilst we believe that this investment is low risk, the law dictates that we only offer this investment to people who understand risk. You will need to sign that you are a sophisticated investor before we can offer you this investment. We may also ask you to complete a form to prove that you understand investment risk. 

 

Q. Can I lose all of my money?

A. Technically yes but considering that you will benefit from investing in multiple  trading companies in a buoyant market that is largely funded by the Government, losing any of your money is extremely unlikely. As with any investment, bad things can happen to good people. Keep in mind that if the business were to fail, we would loose far more than you so we will do everything within our powers to ensure that we maximise the investment we have all made.

 

Q. How do I sell you my business?   

A. If you own a business and you wish to sell it to us please email help@investorhub.uk 

 

Q. Are you going to invest in other sectors? 

A. Until we acquire 10 Nurseries, we will focus exclusively on Nurseries. Unless of course an opportunity presents itself where we would be negligent in passing it up. 

 

Q. Who do I deal with to make investments? 

A. Complete the enquiry form or email invest@investorhub.uk 

 

Q. Who do I deal with to make a withdrawal? 

A. You email accounts@investorhub.uk 

 

Q. Do you offer investment advice? 

A. Sorry we do not and if you need an advisor we can refer you to one of our panel.

 

Q. Do you offer Tax Advice?

A. Sorry we do not. If you need Tax advice we can refer you to a panel Tax Advisor.

 

Q. Who do I complain to? 

A. You write to the CEO, Investor Hub, 23 Wenlock Rd, London, N1 7GU

 

 

                                                      Investment Risk Warning 

 

Investing in established businesses involves risks, including illiquidity, lack of dividends, loss of investment and dilution, and it should be done only as part of a diversified portfolio. UK investor Hub is targeted exclusively at investors who are sufficiently sophisticated to understand these risks and make their own investment decisions. You may only invest via UK Investor Hub once you are registered as sufficiently sophisticated.Click here to read our full Risk Warning.

Unregulated investment opportunities in complex instruments are considered high risk. Therefore, we can only deal with investors who are High Net Worth Individuals or Sophisticated Investors, who understand the risks involved. If you do not meet these criteria, you must NOT take any further action and leave this site.

These investments are NOT covered by the Financial Services Compensation Scheme (FSCS) and clients will NOT have access to the Financial Ombudsman Service (FOS). All investors should seek independent professional advice before deciding to invest. Please read our full risk warning before deciding to invest.

Investing in non-readily realisable and/or non-transferrable securities (illiquid) involves high risks.